SBA Loan Payment Calculator
Estimate the monthly payment and total interest on an SBA 7(a) or SBA 504 loan using standard amortization assumptions. Every calculation runs locally in your browser.
The loan
Your estimate
How this is calculated
Monthly payment uses a standard amortizing-loan formula: A × r ÷ (1 − (1+r)−n), where A is the loan amount, r is the monthly rate, and n is the number of months. Rate and term assumptions here (SBA 7(a): 10-year term at an indicative all-in rate; SBA 504: 20-year term at a lower indicative rate) are the same standing assumptions BizyFi's own intake flow uses, not a live rate feed -- your actual lender sets the real rate and term.
The calculation itself runs entirely in your browser -- the specific figures you enter are never transmitted to BizyFi, except that the "Get your full pre-qualification estimate" button below carries the amount and program you entered into the application form's URL so you don't have to type them twice. To save re-entering the same number across calculators, your loan amount is also saved in your own browser's local storage and reused on BizyFi's other calculators -- this never leaves your browser and you can clear it anytime with the "Clear saved numbers" link that appears when a field has been pre-filled. Separately, we log anonymous usage analytics (that this page was viewed, or that a button was clicked) to see which calculators are useful -- never the numbers you type.
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